Annual Investment Report – 2025

Annual Investment Report – 2025 INCOME CAPITAL MANAGEMENT informs all clients that the Annual Investment Report for the year 2025 is available for consultation and printing directly from the Private Client Area. Within the dedicated investment section, each client can view a comprehensive overview of their positions, including performance data, invested capital, and operational configurations, with information updated according to the reporting frequency applicable to each fund. Formal Annual Report Request Clients who wish to receive the official Annual Investment Report for 2025, formally issued by Income Capital Management s.r.o., are kindly requested to submit their request by email to: 📧 investors@incomecapital.biz Please ensure that the email includes the relevant Client ID (or Client IDs, in the case of multiple investments) for which the report is requested. The document will be prepared and delivered in accordance with internal verification and compliance procedures. Return Update Frequency Investment returns displayed on the investment page are updated according to the following schedule: Weekly for the FOREX FUND Monthly for all other funds (typically by the 4th day of the following month) If an investment did not start at the beginning of a standard quarter (January, April, July, October), returns are calculated and displayed on a pro-rata basis. Explanation of Table Fields Below is a description of the main fields displayed in the investment summary table: CLIENT ID: The client identification number assigned by Income Capital Management s.r.o. Clients with multiple investments will have multiple Client IDs. END DATE: The maturity or expiration date of the investment. FUND: The type of investment subscribed. GUARANTEED CAPITAL: The percentage of capital guaranteed, where applicable. WORKING AMOUNT: The operating capital on which returns are calculated. This amount does not include any reinvested profits. RANGE: The indicative annual return range, reflecting the risk level of the selected investment. Q1, Q2, Q3, Q4: Percentage and monetary value of any profit generated in the respective quarter, if applicable. YEARLY TOTAL: Total annual profit expressed as both a percentage and an amount in EUR. For clients who do not reinvest profits quarterly, this figure is shown only for the current quarter. CAPITAL + INVESTMENT: The total amount in EUR consisting of invested capital plus any profits generated during the year. REINVESTED PROFITS ON QUARTERLY BASIS: Indicates whether quarterly profit reinvestment has been selected. PAC AMOUNT ON QUARTERLY BASIS: Indicates whether a quarterly Capital Accumulation Plan (PAC) is active and the selected contribution amount. Support and Clarifications The team at INCOME CAPITAL MANAGEMENT remains fully available for any clarification or additional information regarding the annual report, investment data, or portfolio configurations. Kind regards, INCOME CAPITAL MANAGEMENT s.r.o.

November 2025 – Portfolio Performance Overview

November 2025 – Portfolio Performance Overview Monthly performance reporting is not just about numbers. It is about understanding how different asset classes behave across varying market conditions and how disciplined portfolio construction supports consistency over time. Below is an overview of the performances of the main funds and assets managed by INCOME CAPITAL MANAGEMENT for November 2025, contextualized within the broader market environment. Forex Fund (Aggressive) November 2025: +2.00% January–November 2025: +32.71% Since April 2024: +62.76% In the final part of the year, a prudent and adaptive approach continued to support performance. Exposure was selectively reduced during more delicate market phases, allowing the strategy to remain responsive while protecting accumulated gains. This balance between opportunity and risk control remains a core element of the fund’s positioning. Real Estate Fund November 2025: +0.44% January–November 2025: +7.43% Since April 2024: +13.63% During November, the real estate market experienced a slight slowdown, a dynamic that is typical in periods characterized by reduced tourism and lower transactional activity. Despite this seasonal deceleration, the fund maintained stability thanks to sustained demand for quality properties located in prime areas, confirming the defensive characteristics of well-selected real estate exposure. Physical Gold Gold in custody: 13.45 Kg Market value as of 30/11/2025: €1,556,972 (€115.76 per gram) In November, gold recorded a strong appreciation, rising by more than 7% during the month. Since the beginning of 2025, cumulative growth exceeds 60%, reflecting persistent demand for defensive assets and the role of gold as a long-term store of value during periods of macroeconomic uncertainty. Global Growth Fund Total performance since 15/09/2025: +1.96% The initial months of activity have been positive, supported by selective exposure to innovative companies and high-potential sectors. The strategy focuses on long-term growth drivers while maintaining disciplined allocation criteria. High Yield Fund Total performance since 15/09/2025: +1.73% The fund’s launch phase has been supported by exposure to high-yield corporate bonds and REIT ETFs. Income generation is pursued within a diversified and risk-aware framework, aiming to balance yield opportunities with structural resilience. Final Considerations November’s results reflect a diversified portfolio structure designed to adapt across asset classes and market conditions. Consistency, selective exposure, and disciplined risk management continue to guide portfolio construction and execution. Full details are available in the private area under RESULTS: Access the private results area This content is provided for informational purposes only and does not constitute investment advice or a solicitation to the public. Past performance is not indicative of future results.